Shop Safely Online

Enjoy peace of mind with Verified by Visa, a secure online shopping service that adds an extra layer of protection when you pay with your Visa card online. With 3-D Secure, your transactions are authenticated with a personal password or biometric identifier, helping to prevent unauthorised use of your card details.

Secure Online Shopping

3-D Secure payment provides extra peace of mind for online shoppers. It is a password-protected authentication system designed to confirm the identity of the cardholder when a Visa card is used online in suspicious or different than usual circumstance (for example, if you're shopping online while travelling). By requesting a password known only to the cardholder, the bank can verify that the genuine cardholder is entering their 3-D Secure credit card details into an ecommerce website. The password may be one that you nominate yourself and must remember, or, it could be a code that your bank sends you via SMS when you are about to make an online payment. It helps to prevent fraudulent transactions for a safe online shopping experience and gives all parties in the payments process greater peace of mind, especially when used in conjunction with all the other security features offered by Visa.

How it works

Illustration of a hand holding a Visa 3-D Secure credit card
Illustration of a hand holding a smartphone with a one-time password used with 3-D Secure payments for secure online shopping
Visual of a bank validation message issued during secure online shopping with 3-D Secure

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